United Heritage Life Insurance - Retirees

November 1, 2007 - October 31, 2008

 Information provided is in summary format.  Any difference between the summary provided and actual contract will be settled in favor of the contract.

Eligibility  

In general, you are eligible for retiree Life coverage if you were participating in the Class 1 "Active" coverage at the time of retirement. 

Coverage Amounts  

$20,000 

Life Guarantee Issue Amount

$20,000

Life Reduction Formula

n/a

Accidental Death and Dismemberment  

n/a 

Accelerated Death Benefit

n/a 

Seat Belt Benefit  

n/a  

Conversion Privilege

n/a 

Waiver of Premium  

n/a 

Coverage for Dependents

-Spouse; $2,000

-2 weeks of age to less than 6 months of age; $500

-6 months of age to 19, or to age 23 if they meet dependent eligibility; $2,000