Long Term Disability

Other Benefit Summaries:

Long Term Disability - Mutual Of Omaha October 1, 2005 - September 30, 2006
Information provided is in summary format. Any difference between the summary provided and actual contract will be settled in favor of the contract.
Description	Mandatory long-term disability plan paid by district from state funds.
Benefit Amount	60% of basic monthly income
Monthly Benefit Maximum:
Class 1 - Teamsters 3 (formerly HASSP)	$4,800
Class 2 - Professional/ Technical, Non Represented & Teamsters 1 (Security & Safety Employees)	$7,300
Class 3 - Executive Secretary	$7,300
Class 4 - Administrative Employees	$10,900
Class 5 - Principals & Superintendents	$10,900
Minimum Benefit	$100 or 10% of the gross monthly benefit per month
Waiting Period	90 days
Benefit Period	To age 65, any occupation period & own occupation period for 36 months
Mental & Nervous	24-month limitation
Return to Work Incentive	Yes
Recurrent Disability	Yes
Partial Benefit	Yes
Residual Benefit	Yes
Survivor Benefit	Yes, 3 x monthly benefit